Will My Insurance Pay For My Girlfriend’s Abortion Pill?

Will My Insurance Pay For My Girlfriend’s Abortion Pill?

Generally speaking, health insurance will only extend your coverage to another individual if there is an established financial legal obligation. This means you are either married or have a domestic partnership. If not, your insurance would not cover the cost of any of her medical services.

However, you should call your insurance provider to learn about the details of your specific policy.

How Can I Support My Girlfriend?

If your girlfriend recently found out she’s pregnant, but doesn’t have any health insurance, you can help her find coverage. Whether she’s considering abortion or not, pregnancy requires medical supervision and care. She should be covered—especially in case of emergency.

Here are options to help her explore:

New Jersey Medicaid

New Jersey Medicaid is available to pregnant women who meet the low income requirements. If she qualifies, New Jersey Medicaid will extend coverage until the day her pregnancy ends or sixty days following delivery (if she chooses to parent).

If she does choose to parent, she can apply for the NJ FamilyCare program to cover her and her child after delivery. New Jersey Medicaid typically will cover abortion.

Other Insurance Coverage

If your girlfriend is currently employed, she should ask if her employer sponsors any health insurance plans for employees and consider enrolling.

If not and your girlfriend doesn’t qualify for New Jersey Medicaid, you can help her shop for individual insurance plans. There are a variety of providers to choose from, however the cost may be higher than if she receives insurance through work. You would need to check with each insurance provider to see what kinds of services are covered.

Community Resources and Support

We provide no-cost, early pregnancy services for women in need in New Jersey, regardless of insurance status or income. Schedule an appointment for no-cost pregnancy testing, ultrasounds, STD testing, or to learn about other resources. We can also provide referrals. 

We are a great first step if your girlfriend just found out she’s pregnant.

Find Support for Yourself

At Lighthouse Pregnancy Resource Center we have male staff ready to help support you through this potentially confusing and stressful time. 

Schedule a no-cost appointment today for you and your girlfriend. We can confirm her pregnancy, while also sharing about the resources we have available for both of you.